I use USAA’s valuable personal property policy- they don’t require a professional appraisal. I just list the value based on current market transactions.
Not knocking the CC’s but the more models they introduce, the more I am happy that I have acquired a nice arsenal of the standard models over the years, all purchased at a fraction of the cost of a CC!
Bigger headstock, the little spear like insignia in the center of the headstock and the Heritage logo (sans “The” ) - that’s not enough for you to pay $4K?